Mashreq Capital BITMAC Fund: DFSA Regulated Multi-Asset With Bitcoin Exposure
Mashreq Capital has launched the Bitcoin and Multi-Asset Class (BITMAC) fund, offering retail investors access to a diversified mix of traditional and digital assets in one vehicle. The DFSA-regulated fund blends global equities, global fixed income, gold and Bitcoin exposure through ETFs, with overall risk targeted near that of a standard balanced portfolio.
The portfolio’s strategic allocation is set at 90 percent in global equities and global fixed income, 5 percent in gold and 5 percent in Bitcoin. Positions will be reviewed and adjusted every quarter, with the manager trimming asset classes that exceed targets and increasing those that fall below, aiming for disciplined risk control.
By combining conventional securities with Bitcoin and gold, the BITMAC fund is structured to capture growth from different market cycles while smoothing volatility. The use of exchange-traded funds provides transparent exposure to each asset class, allowing retail investors to participate in digital assets within a regulated, professionally managed mutual fund format.
The minimum subscription level is set at only US$100, opening the door for smaller investors who want access to digital assets without handling them directly. Investors gain a single access point to equities, bonds, gold and Bitcoin, instead of managing several accounts or products, while the asset manager oversees allocation and rebalancing.
Philip Philippides, CEO at Mashreq Capital, said: "Retail investors can find it challenging to balance their risk appetite and asset allocation choices within, as well as across, asset classes, a difficulty that becomes even more complex with the inclusion of the new digital assets that offer higher potential returns but at much higher risk. BITMAC is one of the first funds globally to include Bitcoin alongside traditional investments. It offers a one-stop solution within a simple, DFSA-regulated fund structure, professionally managed to systematically rebalance and control risk."
Mashreq Capital states that the quarterly rebalancing process is designed to sell portions of assets that have risen above their target weight and buy those that have fallen. This systematic approach aims to lock in gains across the asset mix and increase exposure to weaker segments, seeking to avoid pattern-driven behaviour where many retail investors buy high and sell low.
The launch of BITMAC comes as investors in the MENA region show rising interest in alternative and digital assets alongside traditional markets. By placing Bitcoin and gold within the same portfolio as equities and bonds, Mashreq Capital positions the fund within a competitive multi-asset category, targeting clients who want structured exposure rather than direct trading.
Mashreq Capital has operated from the DIFC since 2005 and manages a range of investment strategies. With BITMAC, the firm highlights its focus on using technology and product design to address changing investor needs, aiming to contribute to a more resilient, diversified investment environment for retail clients across the region.
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