GPSSA Extends Payment Timeframe For Merging Service Periods To Ten Years For Insured Individuals

The General Pension and Social Security Authority (GPSSA) has introduced a major policy update, extending the timeframe for merging service periods from four to ten years. This change, approved by the GPSSA Board of Directors, aims to encourage insured individuals to consolidate their previous employment periods, thereby enhancing financial stability and offering more flexibility in retirement planning.

Starting September 2025, this new policy will be applicable to all insured individuals under GPSSA’s pension laws. The rollout will occur in two phases: initially addressing those with active merging service requests, followed by opening the process for new applications in November 2025. This phased approach ensures a smooth transition for all involved.

Insured individuals currently paying installments above the legal minimum of one-quarter of their contribution salary will benefit significantly from this change. They can now extend their payment period while maintaining the mandatory minimum payment requirement. This offers greater financial flexibility and stability for those planning their retirement.

The updated policy also facilitates merging service periods across various scenarios. These include employment with any employer covered by federal pension laws, service completed before acquiring UAE citizenship, and other periods approved by GPSSA’s Board of Directors. This broad applicability ensures that more individuals can take advantage of the new policy.

Merging service periods allows insured individuals to combine past employment durations with current ones, ensuring a continuous service record. This not only increases the likelihood of meeting minimum eligibility for pension benefits but can also enhance the final pension amount. For example, if someone worked for different employers at different times, merging these periods preserves the full value of their employment history.

GPSSA advises those intending to submit requests during the second phase to update and verify their information via the digital Ma’ashi platform. Ensuring accurate data and confirming eligible service periods will help avoid delays in processing applications. This proactive approach is crucial for a seamless transition into the new system.

Aligning with National Goals

By extending the payment timeframe, GPSSA demonstrates its commitment to providing practical solutions that promote financial stability and strengthen social security. This initiative empowers Emiratis to plan confidently for their future and aligns with the goals of the UAE’s "Year of the Community." Such measures reflect a broader strategy aimed at enhancing societal welfare through improved pension policies.

This policy change underscores GPSSA's dedication to supporting insured individuals in achieving better financial outcomes as they prepare for retirement. By facilitating easier merging of service periods and offering extended payment options, GPSSA is helping create a more secure future for its members.

With inputs from WAM