CBI Reports Pre-Tax Net Profit Of AED 93 Million In First Half Of 2025

Commercial Bank International (CBI) has released its financial results for the first half of 2025, showing a 4% increase in pre-tax net profit compared to the same period last year. The profit rose from AED90 million in H1-24 to AED93 million in H1-25. For the second quarter of 2025, CBI reported a pre-tax net profit of AED48 million.

The bank's operating profit saw significant growth, increasing by 134% year-on-year from AED68 million in H1-24 to AED158 million in H1-25. This was largely due to gains from non-core asset disposals. In Q2-25, operating profit rose by 34% year-on-year, reaching AED45 million from AED33 million.

Net loans and advances at CBI grew by 3%, moving from AED12.5 billion as of June 2024 to AED12.9 billion by June 2025. Customer deposits also increased by 7%, rising from AED14.2 billion to AED15.2 billion over the same period. The bank improved its deposits mix during H1-25, with the CASA ratio enhancing by 6% year-on-year, supporting an optimal funding structure.

Ali Sultan Rakkad Al Amri, CEO of CBI, highlighted the bank's steady performance and profitability as evidence of progress in its strategic transformation. He stated that these results reflect strong momentum across core business areas and the strength of customer relationships being built throughout the UAE.

Al Amri emphasised CBI's commitment to fostering lasting customer relationships and delivering tailored banking experiences. He noted that the bank will continue enhancing service offerings to meet the needs of individuals and businesses across the UAE through refined solutions.

Positioning for Long-term Growth

In response to global market changes and regional shifts, CBI's disciplined approach is evident in its sustainable growth strategy grounded in market understanding and customer insight. With a stable foundation and clear strategic direction, CBI is well-positioned for long-term growth, aiming to deliver value to both customers and stakeholders.

The capital adequacy ratio improved significantly from 15.3% as at June 2024 to 17.6% as at June 2025, driven by an enhancement in equity position.

Looking ahead, Al Amri expressed confidence in building with agility, innovation, and value-led partnerships as key components of CBI's future strategy.

With inputs from WAM