ADIB Posts AED 7.1 Billion Net Profit In 2025, Reflecting Strong Growth And Strategic Progress
Abu Dhabi Islamic Bank (ADIB) reports that net profit after tax reaches AED7.1 billion in 2025, up 16% year-on-year, with net profit before tax at AED8.1 billion, up 18%, while the Board of Directors recommends cash dividends of 97 fils per share, totalling AED3.5 billion.
The bank notes that proposed dividends equal 50% of 2025 net profits, underlining what the Board describes as solid earnings and capital levels, as current and savings account deposits grow to form 64% of total deposits, reflecting strong customer confidence across key domestic and regional markets.
ADIB explains that fourth-quarter 2025 net profit after tax stands at AED1.75 billion, a 20% rise from the same quarter in 2024, while net profit before tax for the period grows 25% to AED2.05 billion, supported by faster business activity and an expanding individual and corporate customer base.
Total revenues for 2025 increase 16% year-on-year to AED12.3 billion, driven by balanced growth in funded and non-funded streams, as income from funded sources climbs 15% to AED7.6 billion, while non-funded income advances 17% to AED4.8 billion, representing 39% of overall operating income for the year.
| Metric | 2025 Value | Year-on-year change |
|---|---|---|
| Net profit after tax | AED7.1 billion | +16% |
| Net profit before tax | AED8.1 billion | +18% |
| Total revenues | AED12.3 billion | +16% |
| Funded income | AED7.6 billion | +15% |
| Non-funded income | AED4.8 billion | +17% |
On the balance sheet, ADIB states that total assets reach about AED281 billion by end-2025, a 24% annual increase, supported mainly by a 26% rise in total customer financing, which reaches AED186 billion, alongside further expansion of the investment portfolio across diverse sectors and geographies.
Customer deposits grow 25% to AED229 billion by the close of 2025, with current and savings accounts now forming nearly two-thirds of the total, a structure that supports stable funding, while management highlights that this mix helps control funding costs and supports sustained profitability under varied market conditions.
Abu Dhabi Islamic Bank ADIB 2025 financial results – strategy and outlook
Jawaan Awaidah Al Khaili, Chairman of the Board of Directors of ADIB, says 2025 marks an important stage for the group, with record profitability, strong balance sheet expansion, and competitive sector returns, and notes that the ADIB 2035 Vision introduces a five-year plan centred on faster growth and strategic transformation.
Group Chief Executive Officer Mohamed Abdelbary explains that every business segment reports strong results in 2025, supported by higher customer activity and demand for financing, and stresses that the even growth between funded and non-funded income demonstrates a diversified business model and the effectiveness of cross-selling efforts across ADIB’s main operating areas.
ADIB’s 2025 figures show broad-based growth in income, assets, and deposits, while the recommended dividend underscores confidence from the Board, and the bank’s leadership links these financial gains to the ADIB 2035 Vision, which aims to support long-term, sustainable value creation for shareholders.
With inputs from WAM
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